[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.achapur.sk\/preco-je-pzp-povinne-a-ake-mame-moznosti\/#Article","mainEntityOfPage":"https:\/\/www.achapur.sk\/preco-je-pzp-povinne-a-ake-mame-moznosti\/","headline":"Pre\u010do je pzp povinn\u00e9 a ak\u00e9 m\u00e1me mo\u017enosti","name":"Pre\u010do je pzp povinn\u00e9 a ak\u00e9 m\u00e1me mo\u017enosti","description":"Ak n\u00e1m je zo z\u00e1kona dan\u00e1 povinnos\u0165 za nie\u010do plati\u0165, isto \u017eiadame vedie\u0165, k ak\u00e9mu \u00fa\u010delu. V tomto \u010dl\u00e1nku sa zameriame na povinnos\u0165 uzatvorenia pzp (povinn\u00e9ho zmluvn\u00e9ho poistenia). Povinnos\u0165 uzatvorenia pzp sa t\u00fdka ka\u017ed\u00e9ho vodi\u010da osobn\u00e9ho alebo n\u00e1kladn\u00e9ho auta, ktor\u00fd je pravideln\u00fdm \u00fa\u010dastn\u00edkom cestnej prem\u00e1vky. V niektor\u00fdch pr\u00edpadoch sa zvykne \u00fa\u010del pzp zamie\u0148a\u0165 s podstatou […]","datePublished":"2018-07-12","dateModified":"2023-04-25","author":{"@type":"Person","@id":"https:\/\/www.achapur.sk\/author\/#Person","name":"","url":"https:\/\/www.achapur.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e32c915fa5b274a4469e3ef5c1f9837e76577a60613858c5c8a74a3de98e33bc?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e32c915fa5b274a4469e3ef5c1f9837e76577a60613858c5c8a74a3de98e33bc?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"achapur.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.achapur.sk\/wp-content\/uploads\/img_a291093_w2019_t1536766219.jpg","url":"https:\/\/www.achapur.sk\/wp-content\/uploads\/img_a291093_w2019_t1536766219.jpg","height":0,"width":0},"url":"https:\/\/www.achapur.sk\/preco-je-pzp-povinne-a-ake-mame-moznosti\/","wordCount":378,"articleBody":"Ak n\u00e1m je zo z\u00e1kona dan\u00e1 povinnos\u0165 za nie\u010do plati\u0165, isto \u017eiadame vedie\u0165, k ak\u00e9mu \u00fa\u010delu. V tomto \u010dl\u00e1nku sa zameriame na povinnos\u0165 uzatvorenia pzp (povinn\u00e9ho zmluvn\u00e9ho poistenia). Povinnos\u0165 uzatvorenia pzp sa t\u00fdka ka\u017ed\u00e9ho vodi\u010da osobn\u00e9ho alebo n\u00e1kladn\u00e9ho auta, ktor\u00fd je pravideln\u00fdm \u00fa\u010dastn\u00edkom cestnej prem\u00e1vky. V niektor\u00fdch pr\u00edpadoch sa zvykne \u00fa\u010del pzp zamie\u0148a\u0165 s podstatou havarijn\u00e9ho poistenia. Je tu v\u0161ak podstatn\u00fd rozdiel. Pzp je povinn\u00e9 z d\u00f4vodu, \u017ee \u00fa\u010dastn\u00edkovi vznik\u00e1 povinnos\u0165 disponova\u0165 usporenou \u010diastkou v pr\u00edpade, ak sp\u00f4sob\u00ed dopravn\u00fa nehodu. V doty\u010dnej situ\u00e1cii tak bude m\u00f4c\u0165 sp\u00f4soben\u00fa \u0161kodu uhradi\u0165. Nie sebe, ale po\u0161koden\u00e9mu. Dopravn\u00e1 nehoda je toti\u017e situ\u00e1ciou, na ktor\u00fa mus\u00edme by\u0165 pripraven\u00ed, respekt\u00edve nedok\u00e1\u017eeme vopred zaru\u010di\u0165 na\u0161u 100% spo\u013eahlivos\u0165 na cest\u00e1ch, nehoda sa m\u00f4\u017ee sta\u0165 doslova z min\u00fatu na min\u00fatu a sp\u00f4sobi\u0165 ju m\u00f4\u017ee ka\u017ed\u00fd z n\u00e1s. Z tohto d\u00f4vodu mus\u00ed na\u0161a pois\u0165ov\u0148a (ak\u00fa si vyberieme) disponova\u0165 kapit\u00e1lom, aby vzniknut\u00fa \u0161kodu (za ak\u00fa budeme zodpovedn\u00ed) dok\u00e1zala uhradi\u0165. Z\u00e1kon je s\u00edce neoblomn\u00fd, ale v\u00fdber poistenia je v na\u0161ich ruk\u00e1ch. To znamen\u00e1, \u017ee typ poistky, respekt\u00edve v\u00fd\u0161ku poistn\u00e9ho, ako aj pois\u0165ov\u0148u si m\u00f4\u017eeme vybra\u0165 my sami. Aj z\u00e1konn\u00e9 poistenie vozidla m\u00e1 viac mo\u017enost\u00ed a ak\u00fa si zvol\u00edme, to ovplyvn\u00edme my na\u0161im slobodn\u00fdm v\u00fdberom. V takomto pr\u00edpade odpor\u00fa\u010dam nav\u0161t\u00edvi\u0165 internet, konkr\u00e9tne online pzp kalkula\u010dku. Funguje to nasledovne. Na webovej str\u00e1nke m\u00e1te pr\u00edstupn\u00fd kalkul\u00e1tor, do ktor\u00e9ho zad\u00e1te po\u017eadovan\u00e9 \u00fadaje (majte pri sebe technick\u00fd preukaz) a pod\u013ea zadan\u00fdch \u00fadajov sa n\u00e1m vyr\u00e1ta konkr\u00e9tna \u010diastka, ak\u00e1 zodpoved\u00e1 vyplnen\u00fdm \u00fadajom. Okrem toho sa n\u00e1m poskytne i mo\u017enos\u0165 viacer\u00fdch benefitov v podobe z\u013eavy, ktor\u00fa m\u00e1me mo\u017enos\u0165 uplatni\u0165. N\u00e1sledne si vyberieme z odpor\u00fa\u010dan\u00e9ho zoznamu dostupn\u00fdch pois\u0165ovn\u00ed a t\u00fato z\u00e1le\u017eitos\u0165 t\u00fdkaj\u00facu sa vybavenia pzp m\u00f4\u017eeme vybavi\u0165 priamo cez web.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pre\u010do je pzp povinn\u00e9 a ak\u00e9 m\u00e1me mo\u017enosti","item":"https:\/\/www.achapur.sk\/preco-je-pzp-povinne-a-ake-mame-moznosti\/#breadcrumbitem"}]}]